Employment Opportunities DLO's pay and benefits plans have been designed to promote its employees' financial, physical and developmental health. Pay Policies Variable Compensation Plans Health & Dental Insurance Pre-Tax Savings Plan (the 401(k) Plan) Employee Stock Purchase Plan (ESPP) Time Off with Pay (TOP) Scheduled Holidays Short-Term Disability (STD) Long-Term Disability (LTD) Educational Assistance Flexible Spending Account (FSA) Life Insurance Employee Assistance Program Other Benefits